Umpqua, OR

The affordability dashboard for Umpqua, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 714 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $78,795, median home value of —, median rent of — per month, and 21.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,271 per month (studio $876, 1BR $969, 3BR $1,768, 4BR $2,132). Department of Labor data lists infant center-based childcare at $11,013 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Umpqua, OR include rent. Pressure points are education. Unemployment currently reads 10.1% and poverty 10.6% — numbers worth keeping alongside the headline grade.