D

Union Church, MS

Source:

Affordability Score: 43/100

Population: 681 · 1 ZIP codes

The affordability dashboard for Union Church, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 681 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $39,040, median home value of $110,900, median rent of per month, and 2.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $708, 1BR $713, 3BR $1,111, 4BR $1,118). Department of Labor data lists infant center-based childcare at $6,152 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 2.2% and poverty 35.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,040
Median household income
Education F
2.4%
Bachelor's degree or higher
Housing B
2.8x
Home value $110,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$842/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,152/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$39,040
▼ 37% vs national
Per Capita Income
$20,931
Unemployment Rate
2.2%
Poverty Rate
35.5%

Housing

Median Home Value
$110,900
▼ 60% vs national
Median Rent
Owner Occupied
97.2%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$842
3BR
$1,111
4BR
$1,118

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
2.4%
▼ 28 ppt vs national
High School+
53.4%
Median Age
37.9
Avg. Commute

Childcare Costs

Infant (Center)
$6,152/yr
16% of income
Toddler (Center)
$5,599/yr
Preschool (Center)
$5,599/yr
School-Age (Center)
$5,323/yr

What This Means

Union Church, MS receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 681. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Union Church, MS affordable?
Union Church, MS receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,040. Median home value is $110,900.
What is the cost of living in Union Church?
Key cost metrics: 2BR fair market rent $842/mo. Infant childcare $6,152/yr. Median home value $110,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →