D

Upper Black Eddy, PA

Source:

Affordability Score: 44/100

Population: 3,512 · 1 ZIP codes

The affordability dashboard for Upper Black Eddy, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,512 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $80,208, median home value of $478,000, median rent of $1,364 per month, and 33.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute. Unemployment currently reads 4.4% and poverty 6.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,208
Median household income
Education C
33.7%
Bachelor's degree or higher
Housing F
6.0x
Home value $478,000 vs income
Commute F
43 min
Average commute time
Rent C
$1,810/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$80,208
▲ 29% vs national
Per Capita Income
$62,749
Unemployment Rate
4.4%
Poverty Rate
6.0%

Housing

Median Home Value
$478,000
▲ 74% vs national
Median Rent
$1,364/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.7%
▲ 4 ppt vs national
High School+
69.1%
Median Age
56.1
Avg. Commute
43 min
▲ 17 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Upper Black Eddy, PA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 3,512. Challenges include housing and commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Upper Black Eddy, PA affordable?
Upper Black Eddy, PA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,208. Median home value is $478,000.
What is the cost of living in Upper Black Eddy?
Key cost metrics: Median rent $1,364/mo. 2BR fair market rent $1,810/mo. Median home value $478,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →