D

Upper Darby, PA

Source:

Affordability Score: 41/100

Population: 40,997 · 1 ZIP codes

The affordability dashboard for Upper Darby, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 40,997 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $57,108, median home value of $169,900, median rent of $1,248 per month, and 22.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute, rent. Unemployment currently reads 9.2% and poverty 20.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,108
Median household income
Education F
22.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $169,900 vs income
Commute F
32 min
Average commute time
Rent F
$1,810/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$57,108
▼ 8% vs national
Per Capita Income
$29,466
Unemployment Rate
9.2%
Poverty Rate
20.1%

Housing

Median Home Value
$169,900
▼ 38% vs national
Median Rent
$1,248/mo
Owner Occupied
49.3%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.7%
▼ 7 ppt vs national
High School+
57.5%
Median Age
33.9
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Upper Darby, PA receives an overall affordability grade of D (41/100), aggregated from 1 ZIP codes with a total population of 40,997. Challenges include education and commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Upper Darby ZIP Codes
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What are common questions about this dashboard?

Is Upper Darby, PA affordable?
Upper Darby, PA receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,108. Median home value is $169,900.
What is the cost of living in Upper Darby?
Key cost metrics: Median rent $1,248/mo. 2BR fair market rent $1,810/mo. Median home value $169,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →