C+

Valdese, NC

Source:

Affordability Score: 62/100

Population: 9,295 · 1 ZIP codes

The affordability dashboard for Valdese, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,295 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $67,000, median home value of $211,300, median rent of $810 per month, and 32.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $858, 1BR $908, 3BR $1,372, 4BR $1,660). Department of Labor data lists infant center-based childcare at $9,403 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Valdese, NC include rent. Unemployment currently reads 5.0% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$67,000
Median household income
Education C-
32.0%
Bachelor's degree or higher
Housing C+
3.2x
Home value $211,300 vs income
Commute C+
23 min
Average commute time
Rent A-
$1,095/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,403/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$67,000
▲ 8% vs national
Per Capita Income
$42,141
Unemployment Rate
5.0%
Poverty Rate
10.4%

Housing

Median Home Value
$211,300
▼ 23% vs national
Median Rent
$810/mo
Owner Occupied
79.4%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$858
1BR
$908
2BR
$1,095
3BR
$1,372
4BR
$1,660

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.0%
▲ 2 ppt vs national
High School+
62.9%
Median Age
51.2
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$9,403/yr
14% of income
Toddler (Center)
$6,613/yr
Preschool (Center)
$5,809/yr
School-Age (Center)
$3,340/yr

What This Means

Valdese, NC receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 9,295. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Valdese ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Valdese, NC affordable?
Valdese, NC receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,000. Median home value is $211,300.
What is the cost of living in Valdese?
Key cost metrics: Median rent $810/mo. 2BR fair market rent $1,095/mo. Infant childcare $9,403/yr. Median home value $211,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →