B-

Versailles, KY

Source:

Affordability Score: 68/100

Population: 22,408 · 1 ZIP codes

The affordability dashboard for Versailles, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,408 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $85,213, median home value of $312,500, median rent of $1,146 per month, and 41.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $883, 1BR $1,079, 3BR $1,743, 4BR $1,940). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Versailles, KY include rent, childcare. Unemployment currently reads 2.1% and poverty 10.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,213
Median household income
Education B
41.4%
Bachelor's degree or higher
Housing D
3.7x
Home value $312,500 vs income
Commute C
25 min
Average commute time
Rent A-
$1,272/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$7,868/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$85,213
▲ 37% vs national
Per Capita Income
$44,355
Unemployment Rate
2.1%
Poverty Rate
10.3%

Housing

Median Home Value
$312,500
▲ 14% vs national
Median Rent
$1,146/mo
Owner Occupied
71.9%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$883
1BR
$1,079
2BR
$1,272
3BR
$1,743
4BR
$1,940

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.4%
▲ 11 ppt vs national
High School+
66.7%
Median Age
42.9
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
9% of income
Toddler (Center)
$6,858/yr
Preschool (Center)
$6,858/yr
School-Age (Center)
$6,218/yr

What This Means

Versailles, KY receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 22,408. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Versailles, KY affordable?
Versailles, KY receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,213. Median home value is $312,500.
What is the cost of living in Versailles?
Key cost metrics: Median rent $1,146/mo. 2BR fair market rent $1,272/mo. Infant childcare $7,868/yr. Median home value $312,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →