Villalba, PR

The affordability dashboard for Villalba, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 26,488 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $26,234, median home value of $104,000, median rent of $517 per month, and 23.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $524 per month (studio $454, 1BR $467, 3BR $738, 4BR $828).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 11.2% and poverty 38.9% - numbers worth keeping alongside the headline grade.