C-

Vinalhaven, ME

Source:

Affordability Score: 51/100

Population: 1,165 · 1 ZIP codes

The affordability dashboard for Vinalhaven, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,165 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $72,963, median home value of $428,400, median rent of $1,017 per month, and 45.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,526 per month (studio $1,223, 1BR $1,270, 3BR $1,928, 4BR $2,085). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Vinalhaven, ME include education. Pressure points are housing. Unemployment currently reads 2.2% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,963
Median household income
Education B+
45.7%
Bachelor's degree or higher
Housing F
5.9x
Home value $428,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,526/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,700/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$72,963
▲ 18% vs national
Per Capita Income
$59,679
Unemployment Rate
2.2%
Poverty Rate
7.3%

Housing

Median Home Value
$428,400
▲ 56% vs national
Median Rent
$1,017/mo
Owner Occupied
86.6%
2BR Fair Market Rent
$1,526/mo
▲ 27% vs national

Fair Market Rents by Bedroom

Studio
$1,223
1BR
$1,270
2BR
$1,526
3BR
$1,928
4BR
$2,085

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
45.7%
▲ 16 ppt vs national
High School+
75.4%
Median Age
65.1
Avg. Commute

Childcare Costs

Infant (Center)
$11,700/yr
16% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$10,053/yr
School-Age (Center)
$13,867/yr

What This Means

Vinalhaven, ME receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 1,165. This area performs well in education. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Vinalhaven, ME affordable?
Vinalhaven, ME receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,963. Median home value is $428,400.
What is the cost of living in Vinalhaven?
Key cost metrics: Median rent $1,017/mo. 2BR fair market rent $1,526/mo. Infant childcare $11,700/yr. Median home value $428,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →