C

Warsaw, KY

Source:

Affordability Score: 55/100

Population: 3,540 · 1 ZIP codes

The affordability dashboard for Warsaw, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,540 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $66,905, median home value of $180,700, median rent of $771 per month, and 15.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $11,555 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Warsaw, KY include housing. Pressure points are education. Unemployment currently reads 5.1% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,905
Median household income
Education F
15.8%
Bachelor's degree or higher
Housing B+
2.7x
Home value $180,700 vs income
Commute D
27 min
Average commute time
Rent B-
$1,353/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,555/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$66,905
▲ 8% vs national
Per Capita Income
$33,335
Unemployment Rate
5.1%
Poverty Rate
14.6%

Housing

Median Home Value
$180,700
▼ 34% vs national
Median Rent
$771/mo
Owner Occupied
59.8%
2BR Fair Market Rent
$1,353/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.8%
▼ 14 ppt vs national
High School+
59.4%
Median Age
35.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$11,555/yr
17% of income
Toddler (Center)
$9,829/yr
Preschool (Center)
$9,829/yr
School-Age (Center)
$9,682/yr

What This Means

Warsaw, KY receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 3,540. This area performs well in housing. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Warsaw, KY affordable?
Warsaw, KY receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,905. Median home value is $180,700.
What is the cost of living in Warsaw?
Key cost metrics: Median rent $771/mo. 2BR fair market rent $1,353/mo. Infant childcare $11,555/yr. Median home value $180,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →