D

Waynesville, NC

Source:

Affordability Score: 48/100

Population: 28,052 · 2 ZIP codes

The affordability dashboard for Waynesville, NC aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 28,052 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $59,998, median home value of $301,070, median rent of $1,087 per month, and 32.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,230 per month (studio $1,039, 1BR $1,122, 3BR $1,475, 4BR $1,844). Department of Labor data lists infant center-based childcare at $10,572 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.9% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,998
Median household income
Education C-
32.2%
Bachelor's degree or higher
Housing F
5.0x
Home value $301,070 vs income
Commute C+
23 min
Average commute time
Rent B-
$1,230/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,572/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$59,998
▼ 3% vs national
Per Capita Income
$36,909
Unemployment Rate
3.9%
Poverty Rate
12.4%

Housing

Median Home Value
$301,070
▲ 9% vs national
Median Rent
$1,087/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$1,230/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$1,039
1BR
$1,122
2BR
$1,230
3BR
$1,475
4BR
$1,844

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.2%
▲ 2 ppt vs national
High School+
56.6%
Median Age
48.9
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,572/yr
18% of income
Toddler (Center)
$7,018/yr
Preschool (Center)
$5,670/yr
School-Age (Center)
$5,709/yr

What This Means

Waynesville, NC receives an overall affordability grade of D (48/100), aggregated from 2 ZIP codes with a total population of 28,052. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Waynesville ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Waynesville, NC affordable?
Waynesville, NC receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,998. Median home value is $301,070.
What is the cost of living in Waynesville?
Key cost metrics: Median rent $1,087/mo. 2BR fair market rent $1,230/mo. Infant childcare $10,572/yr. Median home value $301,070.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →