B

West Fargo, ND

Source:

Affordability Score: 73/100

Population: 26,321 · 1 ZIP codes

The affordability dashboard for West Fargo, ND aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 26,321 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $91,040, median home value of $324,100, median rent of $1,109 per month, and 42.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,112 per month (studio $768, 1BR $917, 3BR $1,547, 4BR $1,865). Department of Labor data lists infant center-based childcare at $11,118 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for West Fargo, ND include income, education, commute, rent. Unemployment currently reads 1.1% and poverty 8.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$91,040
Median household income
Education B+
42.6%
Bachelor's degree or higher
Housing D
3.6x
Home value $324,100 vs income
Commute A-
17 min
Average commute time
Rent A+
$1,112/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$11,118/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$91,040
▲ 47% vs national
Per Capita Income
$48,990
Unemployment Rate
1.1%
Poverty Rate
8.6%

Housing

Median Home Value
$324,100
▲ 18% vs national
Median Rent
$1,109/mo
Owner Occupied
64.7%
2BR Fair Market Rent
$1,112/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$768
1BR
$917
2BR
$1,112
3BR
$1,547
4BR
$1,865

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
42.6%
▲ 13 ppt vs national
High School+
60.3%
Median Age
33.4
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$11,118/yr
12% of income
Toddler (Center)
$10,139/yr
Preschool (Center)
$9,412/yr
School-Age (Center)
$9,345/yr

What This Means

West Fargo, ND receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 26,321. This area performs well in income and education and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is West Fargo, ND affordable?
West Fargo, ND receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $91,040. Median home value is $324,100.
What is the cost of living in West Fargo?
Key cost metrics: Median rent $1,109/mo. 2BR fair market rent $1,112/mo. Infant childcare $11,118/yr. Median home value $324,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →