B+

West Point, IL

Source:

Affordability Score: 75/100

Population: 401 · 1 ZIP codes

The affordability dashboard for West Point, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 401 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $75,000, median home value of $82,500, median rent of $750 per month, and 29.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $632, 1BR $791, 3BR $1,111, 4BR $1,213).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for West Point, IL include housing, rent. Unemployment currently reads 5.1% and poverty 15.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,000
Median household income
Education D
29.1%
Bachelor's degree or higher
Housing A+
1.1x
Home value $82,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$916/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$75,000
▲ 21% vs national
Per Capita Income
$57,818
Unemployment Rate
5.1%
Poverty Rate
15.6%

Housing

Median Home Value
$82,500
▼ 70% vs national
Median Rent
$750/mo
Owner Occupied
84.9%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$632
1BR
$791
2BR
$916
3BR
$1,111
4BR
$1,213

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.1%
▼ 1 ppt vs national
High School+
55.2%
Median Age
39.0
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
$4,767/yr
School-Age (Center)
$5,720/yr

What This Means

West Point, IL receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 401. This area performs well in housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore West Point ZIP Codes
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What are common questions about this dashboard?

Is West Point, IL affordable?
West Point, IL receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,000. Median home value is $82,500.
What is the cost of living in West Point?
Key cost metrics: Median rent $750/mo. 2BR fair market rent $916/mo. Median home value $82,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →