D

West Point, MS

Source:

Affordability Score: 45/100

Population: 16,670 · 1 ZIP codes

The affordability dashboard for West Point, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,670 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $40,019, median home value of $154,300, median rent of $828 per month, and 18.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $708, 1BR $713, 3BR $1,159, 4BR $1,412). Department of Labor data lists infant center-based childcare at $5,991 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 8.8% and poverty 22.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,019
Median household income
Education F
18.7%
Bachelor's degree or higher
Housing D
3.9x
Home value $154,300 vs income
Commute B
20 min
Average commute time
Rent C+
$842/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$5,991/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$40,019
▼ 35% vs national
Per Capita Income
$27,634
Unemployment Rate
8.8%
Poverty Rate
22.0%

Housing

Median Home Value
$154,300
▼ 44% vs national
Median Rent
$828/mo
Owner Occupied
67.6%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$842
3BR
$1,159
4BR
$1,412

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.7%
▼ 11 ppt vs national
High School+
51.2%
Median Age
38.4
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$5,991/yr
15% of income
Toddler (Center)
$5,454/yr
Preschool (Center)
$5,454/yr
School-Age (Center)
$5,186/yr

What This Means

West Point, MS receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 16,670. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is West Point, MS affordable?
West Point, MS receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,019. Median home value is $154,300.
What is the cost of living in West Point?
Key cost metrics: Median rent $828/mo. 2BR fair market rent $842/mo. Infant childcare $5,991/yr. Median home value $154,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →