A-

West River, MD

Source:

Affordability Score: 83/100

Population: 2,009 · 1 ZIP codes

The affordability dashboard for West River, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,009 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $205,974, median home value of $716,500, median rent of per month, and 49.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,857 per month (studio $1,362, 1BR $1,511, 3BR $2,358, 4BR $2,611). Department of Labor data lists infant center-based childcare at $17,024 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for West River, MD include income, education, rent, childcare. Unemployment currently reads 2.3% and poverty 0.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$205,974
Median household income
Education A-
49.9%
Bachelor's degree or higher
Housing C-
3.5x
Home value $716,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,857/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$17,024/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$205,974
▲ 232% vs national
Per Capita Income
$66,972
Unemployment Rate
2.3%
Poverty Rate
0.8%

Housing

Median Home Value
$716,500
▲ 161% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,857/mo
▲ 55% vs national

Fair Market Rents by Bedroom

Studio
$1,362
1BR
$1,511
2BR
$1,857
3BR
$2,358
4BR
$2,611

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
49.9%
▲ 20 ppt vs national
High School+
76.1%
Median Age
47.7
Avg. Commute

Childcare Costs

Infant (Center)
$17,024/yr
8% of income
Toddler (Center)
$12,001/yr
Preschool (Center)
$12,001/yr
School-Age (Center)
$11,618/yr

What This Means

West River, MD receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 2,009. This area performs well in income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is West River, MD affordable?
West River, MD receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $205,974. Median home value is $716,500.
What is the cost of living in West River?
Key cost metrics: 2BR fair market rent $1,857/mo. Infant childcare $17,024/yr. Median home value $716,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →