F

Westminster, CA

Source:

Affordability Score: 35/100

Population: 89,747 · 1 ZIP codes

The affordability dashboard for Westminster, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 89,747 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $85,585, median home value of $858,300, median rent of $2,170 per month, and 25.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $3,236 per month (studio $2,682, 1BR $2,746, 3BR $4,393, 4BR $5,246). Department of Labor data lists infant center-based childcare at $20,473 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 7.2% and poverty 14.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,585
Median household income
Education D
25.9%
Bachelor's degree or higher
Housing F
10.0x
Home value $858,300 vs income
Commute D
27 min
Average commute time
Rent F
$3,236/mo
2BR fair market rent (45% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$20,473/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$85,585
▲ 38% vs national
Per Capita Income
$36,058
Unemployment Rate
7.2%
Poverty Rate
14.4%

Housing

Median Home Value
$858,300
▲ 212% vs national
Median Rent
$2,170/mo
Owner Occupied
53.5%
2BR Fair Market Rent
$3,236/mo
▲ 170% vs national

Fair Market Rents by Bedroom

Studio
$2,682
1BR
$2,746
2BR
$3,236
3BR
$4,393
4BR
$5,246

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.9%
▼ 4 ppt vs national
High School+
51.2%
Median Age
43.2
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$20,473/yr
24% of income
Toddler (Center)
$14,647/yr
Preschool (Center)
$13,200/yr
School-Age (Center)
$12,411/yr

What This Means

Westminster, CA receives an overall affordability grade of F (35/100), aggregated from 1 ZIP codes with a total population of 89,747. Challenges include housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Westminster ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Westminster, CA affordable?
Westminster, CA receives an overall affordability grade of F (35/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,585. Median home value is $858,300.
What is the cost of living in Westminster?
Key cost metrics: Median rent $2,170/mo. 2BR fair market rent $3,236/mo. Infant childcare $20,473/yr. Median home value $858,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →