F

Westover, MD

Source:

Affordability Score: 38/100

Population: 5,364 · 2 ZIP codes

The affordability dashboard for Westover, MD aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 5,364 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $50,524, median home value of $185,900, median rent of per month, and 8.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,167 per month (studio $901, 1BR $907, 3BR $1,586, 4BR $1,667). Department of Labor data lists infant center-based childcare at $10,848 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 6.7% and poverty 16.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,524
Median household income
Education F
8.9%
Bachelor's degree or higher
Housing D
3.7x
Home value $185,900 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,167/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,848/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$50,524
▼ 19% vs national
Per Capita Income
$16,754
Unemployment Rate
6.7%
Poverty Rate
16.7%

Housing

Median Home Value
$185,900
▼ 32% vs national
Median Rent
Owner Occupied
84.5%
2BR Fair Market Rent
$1,167/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$901
1BR
$907
2BR
$1,167
3BR
$1,586
4BR
$1,667

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.9%
▼ 21 ppt vs national
High School+
55.7%
Median Age
45.5
Avg. Commute

Childcare Costs

Infant (Center)
$10,848/yr
21% of income
Toddler (Center)
$7,856/yr
Preschool (Center)
$7,856/yr
School-Age (Center)
$6,935/yr

What This Means

Westover, MD receives an overall affordability grade of F (38/100), aggregated from 2 ZIP codes with a total population of 5,364. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Westover ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Westover, MD affordable?
Westover, MD receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,524. Median home value is $185,900.
What is the cost of living in Westover?
Key cost metrics: 2BR fair market rent $1,167/mo. Infant childcare $10,848/yr. Median home value $185,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →