B+

Whaleyville, MD

Source:

Affordability Score: 76/100

Population: 718 · 1 ZIP codes

The affordability dashboard for Whaleyville, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 718 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $117,888, median home value of $433,300, median rent of per month, and 47.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,194 per month (studio $1,027, 1BR $1,035, 3BR $1,661, 4BR $1,919). Department of Labor data lists infant center-based childcare at $12,369 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Whaleyville, MD include income, education, rent. Unemployment currently reads 0.0% and poverty 2.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$117,888
Median household income
Education A-
47.4%
Bachelor's degree or higher
Housing D
3.7x
Home value $433,300 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,194/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$12,369/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$117,888
▲ 90% vs national
Per Capita Income
$42,681
Unemployment Rate
0.0%
Poverty Rate
2.9%

Housing

Median Home Value
$433,300
▲ 58% vs national
Median Rent
Owner Occupied
97.8%
2BR Fair Market Rent
$1,194/mo
▼ 0% vs national

Fair Market Rents by Bedroom

Studio
$1,027
1BR
$1,035
2BR
$1,194
3BR
$1,661
4BR
$1,919

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.4%
▲ 17 ppt vs national
High School+
63.3%
Median Age
31.5
Avg. Commute

Childcare Costs

Infant (Center)
$12,369/yr
10% of income
Toddler (Center)
$8,349/yr
Preschool (Center)
$8,349/yr
School-Age (Center)
$7,996/yr

What This Means

Whaleyville, MD receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 718. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Whaleyville, MD affordable?
Whaleyville, MD receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $117,888. Median home value is $433,300.
What is the cost of living in Whaleyville?
Key cost metrics: 2BR fair market rent $1,194/mo. Infant childcare $12,369/yr. Median home value $433,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →