D

White City, OR

Source:

Affordability Score: 45/100

Population: 10,528 · 1 ZIP codes

The affordability dashboard for White City, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,528 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $70,263, median home value of $327,500, median rent of $1,212 per month, and 10.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,530 per month (studio $1,055, 1BR $1,229, 3BR $2,128, 4BR $2,514). Department of Labor data lists infant center-based childcare at $13,614 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 3.7% and poverty 16.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,263
Median household income
Education F
10.7%
Bachelor's degree or higher
Housing F
4.7x
Home value $327,500 vs income
Commute B
21 min
Average commute time
Rent C+
$1,530/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,614/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$70,263
▲ 13% vs national
Per Capita Income
$28,314
Unemployment Rate
3.7%
Poverty Rate
16.5%

Housing

Median Home Value
$327,500
▲ 19% vs national
Median Rent
$1,212/mo
Owner Occupied
83.7%
2BR Fair Market Rent
$1,530/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,055
1BR
$1,229
2BR
$1,530
3BR
$2,128
4BR
$2,514

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.7%
▼ 19 ppt vs national
High School+
51.3%
Median Age
36.8
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$13,614/yr
19% of income
Toddler (Center)
$12,404/yr
Preschool (Center)
$9,952/yr
School-Age (Center)
$4,491/yr

What This Means

White City, OR receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 10,528. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is White City, OR affordable?
White City, OR receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,263. Median home value is $327,500.
What is the cost of living in White City?
Key cost metrics: Median rent $1,212/mo. 2BR fair market rent $1,530/mo. Infant childcare $13,614/yr. Median home value $327,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →