F

White Mills, PA

Source:

Affordability Score: 12/100

Population: 495 · 1 ZIP codes

The affordability dashboard for White Mills, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 495 residents, then layers in county-level federal data to produce an overall grade of F (12/100). The headline inputs are median household income of $27,004, median home value of $187,500, median rent of per month, and 20.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,132 per month (studio $824, 1BR $927, 3BR $1,417, 4BR $1,899).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent. Unemployment currently reads 6.8% and poverty 45.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$27,004
Median household income
Education F
20.7%
Bachelor's degree or higher
Housing F
6.9x
Home value $187,500 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,132/mo
2BR fair market rent (50% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$27,004
▼ 56% vs national
Per Capita Income
$18,463
Unemployment Rate
6.8%
Poverty Rate
45.6%

Housing

Median Home Value
$187,500
▼ 32% vs national
Median Rent
Owner Occupied
80.1%
2BR Fair Market Rent
$1,132/mo
▼ 6% vs national

Fair Market Rents by Bedroom

Studio
$824
1BR
$927
2BR
$1,132
3BR
$1,417
4BR
$1,899

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.7%
▼ 9 ppt vs national
High School+
72.8%
Median Age
41.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

White Mills, PA receives an overall affordability grade of F (12/100), aggregated from 1 ZIP codes with a total population of 495. Challenges include income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is White Mills, PA affordable?
White Mills, PA receives an overall affordability grade of F (12/100) based on Census, HUD, FBI, and DOL data. Median household income is $27,004. Median home value is $187,500.
What is the cost of living in White Mills?
Key cost metrics: 2BR fair market rent $1,132/mo. Median home value $187,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →