D

Whiteville, NC

Source:

Affordability Score: 42/100

Population: 19,658 · 1 ZIP codes

The affordability dashboard for Whiteville, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,658 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $42,003, median home value of $151,000, median rent of $845 per month, and 16.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $718, 1BR $722, 3BR $1,109, 4BR $1,225). Department of Labor data lists infant center-based childcare at $7,239 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.6% and poverty 18.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$42,003
Median household income
Education F
16.2%
Bachelor's degree or higher
Housing D
3.6x
Home value $151,000 vs income
Commute C-
25 min
Average commute time
Rent C+
$925/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$7,239/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$42,003
▼ 32% vs national
Per Capita Income
$27,405
Unemployment Rate
4.6%
Poverty Rate
18.7%

Housing

Median Home Value
$151,000
▼ 45% vs national
Median Rent
$845/mo
Owner Occupied
71.3%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$718
1BR
$722
2BR
$925
3BR
$1,109
4BR
$1,225

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.2%
▼ 14 ppt vs national
High School+
52.2%
Median Age
40.9
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,239/yr
17% of income
Toddler (Center)
$7,019/yr
Preschool (Center)
$6,031/yr
School-Age (Center)
$4,653/yr

What This Means

Whiteville, NC receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 19,658. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Whiteville, NC affordable?
Whiteville, NC receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $42,003. Median home value is $151,000.
What is the cost of living in Whiteville?
Key cost metrics: Median rent $845/mo. 2BR fair market rent $925/mo. Infant childcare $7,239/yr. Median home value $151,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →