D

Whittier, NC

Source:

Affordability Score: 44/100

Population: 5,097 · 1 ZIP codes

The affordability dashboard for Whittier, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,097 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $51,713, median home value of $221,600, median rent of $990 per month, and 24.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $964 per month (studio $840, 1BR $879, 3BR $1,272, 4BR $1,276). Department of Labor data lists infant center-based childcare at $9,404 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 6.8% and poverty 20.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,713
Median household income
Education F
24.5%
Bachelor's degree or higher
Housing F
4.3x
Home value $221,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$964/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,404/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$51,713
▼ 17% vs national
Per Capita Income
$32,846
Unemployment Rate
6.8%
Poverty Rate
20.6%

Housing

Median Home Value
$221,600
▼ 19% vs national
Median Rent
$990/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$964/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$840
1BR
$879
2BR
$964
3BR
$1,272
4BR
$1,276

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.5%
▼ 5 ppt vs national
High School+
57.0%
Median Age
42.9
Avg. Commute

Childcare Costs

Infant (Center)
$9,404/yr
18% of income
Toddler (Center)
$9,144/yr
Preschool (Center)
$4,379/yr
School-Age (Center)
$2,518/yr

What This Means

Whittier, NC receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 5,097. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Whittier, NC affordable?
Whittier, NC receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,713. Median home value is $221,600.
What is the cost of living in Whittier?
Key cost metrics: Median rent $990/mo. 2BR fair market rent $964/mo. Infant childcare $9,404/yr. Median home value $221,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →