D

Winona, MS

Source:

Affordability Score: 45/100

Population: 7,755 · 1 ZIP codes

The affordability dashboard for Winona, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,755 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $39,663, median home value of $141,100, median rent of $723 per month, and 20.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $727, 1BR $768, 3BR $1,061, 4BR $1,118). Department of Labor data lists infant center-based childcare at $6,141 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.8% and poverty 26.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,663
Median household income
Education F
20.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $141,100 vs income
Commute C+
23 min
Average commute time
Rent C+
$842/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,141/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$39,663
▼ 36% vs national
Per Capita Income
$27,010
Unemployment Rate
3.8%
Poverty Rate
26.3%

Housing

Median Home Value
$141,100
▼ 49% vs national
Median Rent
$723/mo
Owner Occupied
75.4%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$727
1BR
$768
2BR
$842
3BR
$1,061
4BR
$1,118

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.8%
▼ 9 ppt vs national
High School+
56.5%
Median Age
40.8
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$6,141/yr
15% of income
Toddler (Center)
$5,589/yr
Preschool (Center)
$5,589/yr
School-Age (Center)
$5,314/yr

What This Means

Winona, MS receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 7,755. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Winona, MS affordable?
Winona, MS receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,663. Median home value is $141,100.
What is the cost of living in Winona?
Key cost metrics: Median rent $723/mo. 2BR fair market rent $842/mo. Infant childcare $6,141/yr. Median home value $141,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →