F

Woolford, MD

Source:

Affordability Score: 33/100

Population: 440 · 1 ZIP codes

The affordability dashboard for Woolford, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 440 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of , median home value of $328,600, median rent of per month, and 21.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,144 per month (studio $947, 1BR $952, 3BR $1,591, 4BR $1,919). Department of Labor data lists infant center-based childcare at $10,848 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.9% and poverty 38.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education F
21.6%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$42,343
Unemployment Rate
6.9%
Poverty Rate
38.7%

Housing

Median Home Value
$328,600
▲ 19% vs national
Median Rent
Owner Occupied
70.3%
2BR Fair Market Rent
$1,144/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$947
1BR
$952
2BR
$1,144
3BR
$1,591
4BR
$1,919

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.6%
▼ 8 ppt vs national
High School+
50.0%
Median Age
48.6
Avg. Commute

Childcare Costs

Infant (Center)
$10,848/yr
Toddler (Center)
$7,856/yr
Preschool (Center)
$7,856/yr
School-Age (Center)
$6,935/yr

What This Means

Woolford, MD receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 440. Challenges include education. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Woolford ZIP Codes
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What are common questions about this dashboard?

Is Woolford, MD affordable?
Woolford, MD receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median home value is $328,600.
What is the cost of living in Woolford?
Key cost metrics: 2BR fair market rent $1,144/mo. Infant childcare $10,848/yr. Median home value $328,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →