C-

Yuma, AZ

Source:

Affordability Score: 52/100

Population: 141,891 · 3 ZIP codes

The affordability dashboard for Yuma, AZ aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 141,891 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $62,047, median home value of $217,598, median rent of $1,114 per month, and 18.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,382 per month (studio $1,046, 1BR $1,053, 3BR $1,892, 4BR $2,318). Department of Labor data lists infant center-based childcare at $9,750 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Yuma, AZ include commute. Pressure points are education. Unemployment currently reads 6.8% and poverty 15.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,047
Median household income
Education F
18.8%
Bachelor's degree or higher
Housing D
3.5x
Home value $217,598 vs income
Commute B+
20 min
Average commute time
Rent C+
$1,382/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,750/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$62,047
▲ 0% vs national
Per Capita Income
$33,321
Unemployment Rate
6.8%
Poverty Rate
15.5%

Housing

Median Home Value
$217,598
▼ 21% vs national
Median Rent
$1,114/mo
Owner Occupied
69.6%
2BR Fair Market Rent
$1,382/mo
▲ 15% vs national

Fair Market Rents by Bedroom

Studio
$1,046
1BR
$1,053
2BR
$1,382
3BR
$1,892
4BR
$2,318

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.8%
▼ 11 ppt vs national
High School+
47.9%
Median Age
38.7
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$9,750/yr
16% of income
Toddler (Center)
$8,060/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$7,800/yr

What This Means

Yuma, AZ receives an overall affordability grade of C- (52/100), aggregated from 3 ZIP codes with a total population of 141,891. This area performs well in commute. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Yuma ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Yuma, AZ affordable?
Yuma, AZ receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,047. Median home value is $217,598.
What is the cost of living in Yuma?
Key cost metrics: Median rent $1,114/mo. 2BR fair market rent $1,382/mo. Infant childcare $9,750/yr. Median home value $217,598.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →