Coldwater, OH

Single-footprint Census roll-up for Coldwater, OH: 1 USPS ZIP, population 6,125. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet COLDWATER-OH · Coldwater, OH 1 ZIPs · 6,125 pop · #12109/25278 · Mercer County

INC-MID · RANK-MID · PHOTO-FINISH · BOOK-ONE · OWN-MID · POP-TOWN · SPREAD-UNK · HOME-MID

  • INC-MID $72,703
  • RANK-MID #12109/25278
  • PHOTO-FINISH ≈ Rockford
  • BOOK-ONE 1 ZIP
  • OWN-MID 72% owners
  • POP-TOWN 6,125
  • SPREAD-UNK Single-ZIP book
  • HOME-MID $252,100

Nearest income peer: Rockford, OH (+ $1,922 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Coldwater

Lowest/highest poles plus county-sharing cities nearest Coldwater on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Coldwater, OH sits among US cities with an above-median household income, on a town-scale population base, across a single-ZIP footprint.

Top 48%
household income vs 25,278 US cities
6,125
city population (Census)
1
USPS ZIP codes covered
$72,703
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (1) - lead code 45828 (6,125 residents). Household income $72,703 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (72.4%) - check the ZIP page's tenure split before treating Coldwater as a pure owner town.

Within Ohio, Freeport is the closest lower-income city and Republic the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Coldwater.

Population concentration

Coldwater's single ZIP 45828 carries the town

Coldwater is published as a single USPS ZIP. Code 45828 is the entire residential footprint (6,125 ACS residents), so the city page and the ZIP page tell the same household story, open that ZIP for income, tenure, and commute detail.

Census ZBP business roll-up

Dense ZBP book packed into Coldwater's one ZIP

Citywide ZBP: 175 establishments, 3,496 employees , annual payroll $170,669k (~29 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 45828 (175 units) ; leading NAICS Construction (24) · also Retail trade · Other services (except public administration) .

View your shortlist →

ZIP Codes in Coldwater, OH

These ZIP codes sit in Mercer County, which covers 10 ZIP codes in all; 1 of them fall in Coldwater. See the Mercer County roll-up →

Coldwater sits in the lower half of Mercer County on income: Fort Recovery, Saint Henry and Rockford report more, Celina and Mendon report less. Saint Henry marks the far end of that range at $113,967, 57% above Coldwater.

ZIP Code Population Median income Establishments Density
45828 6,125 $72,703 175 72

Coldwater roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Coldwater, .