Release change report · FHFA HPI 2023-2024

Which ZIP codes gained and lost the most home-price index?

Name: US ZIP House Price Index Changes (2023-2024)
Creator: PlainZIP
License: https://creativecommons.org/licenses/by/4.0/

This report ranks U.S. ZIP codes by the FHFA all-transactions House Price Index annual percent change from 2023 to 2024. It is a release-over-release description of the stored index, not a sale-price median, appraisal, or forecast.

Compiled by PlainZIP · December 31, 2024

+59.3%
Largest gain: 63147: -25.2%
Largest decline: 34240: 8,771
ZIPs with ≥10,000 residents

The year-to-year result

ZIP 63147 (Saint Louis, MO) recorded the largest FHFA HPI increase in this cut, +59.3% from 2023 to 2024. ZIP 34240 (Sarasota, FL) recorded the largest decline, -25.2%.

+59.3%
63147 · Saint Louis, MO: -25.2%
34240 · Sarasota, FL: 2023-2024
Adjacent HPI years

Only ZIPs with population ≥10,000 enter the national gain/loss tables. The FHFA ZIP HPI is a developmental index; thin markets can print large percent moves.

What changed between the two FHFA HPI years

The Federal Housing Finance Agency publishes an all-transactions House Price Index for five-digit ZIP codes. PlainZIP stores the annual series in zip_home_values, including each year's annual_change_pct and index level (2000 = 100). The ranking below is arithmetic on those stored rows - not an estimate, not a seasonal adjustment, and not a claim about why prices moved.

Among the 8,771 comparable ZIPs in this cut, 7,750 rose, 1,021 fell, and 0 were unchanged. A downloadable CSV of the full comparable set is linked below for reuse.

Largest HPI gains

Annual percent change in the FHFA all-transactions ZIP index, 2023-2024.

ZIP codes with the largest FHFA HPI gains
ZIP	2023 index	2024 index	Change
63147 Saint Louis, MO · pop 11,373	114.6	182.5	+59.3%
53204 Milwaukee, WI · pop 42,355	-	-	+45.4%
48213 Detroit, MI · pop 27,712	112.9	161.4	+43.0%
73119 Oklahoma City, OK · pop 31,347	234.5	334.8	+42.8%
13204 Syracuse, NY · pop 19,931	215.7	306.8	+42.3%
92675 San Juan Capistrano, CA · pop 34,731	355.1	503.7	+41.9%
77954 Cuero, TX · pop 11,506	-	-	+40.7%
70586 Ville Platte, LA · pop 20,313	195.0	269.4	+38.1%
70346 Donaldsonville, LA · pop 10,925	175.0	241.5	+38.0%
92122 San Diego, CA · pop 43,728	316.8	435.1	+37.4%
31036 Hawkinsville, GA · pop 12,998	180.6	246.9	+36.7%
18634 Nanticoke, PA · pop 13,569	207.2	282.7	+36.4%
34947 Fort Pierce, FL · pop 12,186	-	-	+35.8%
15801 Du Bois, PA · pop 19,270	204.1	276.1	+35.3%
31903 Columbus, GA · pop 20,128	-	-	+34.2%

Largest HPI declines

Largest annual declines from the same adjacent HPI years. A decline here is not a judgment about a neighborhood.

ZIP codes with the largest FHFA HPI declines
ZIP	2023 index	2024 index	Change
34240 Sarasota, FL · pop 11,501	386.1	288.6	-25.2%
44108 Cleveland, OH · pop 25,679	162.3	121.6	-25.1%
78629 Gonzales, TX · pop 11,887	-	-	-23.8%
90004 Los Angeles, CA · pop 62,180	490.1	373.7	-23.8%
19107 Philadelphia, PA · pop 14,875	324.9	252.9	-22.2%
67205 Wichita, KS · pop 16,811	224.7	176.4	-21.5%
63080 Sullivan, MO · pop 13,987	241.8	191.7	-20.7%
28501 Kinston, NC · pop 20,389	181.8	148.5	-18.3%
91024 Sierra Madre, CA · pop 10,917	404.3	330.3	-18.3%
39667 Tylertown, MS · pop 12,837	214.3	177.8	-17.0%
36605 Mobile, AL · pop 30,111	202.3	168.0	-17.0%
38320 Camden, TN · pop 10,686	273.8	229.0	-16.4%
15213 Pittsburgh, PA · pop 30,844	422.5	353.9	-16.2%
60644 Chicago, IL · pop 48,648	199.3	167.2	-16.1%
06830 Greenwich, CT · pop 24,027	271.3	227.9	-16.0%

Download comparable-set CSV Atom feed National statistics

This page explains the source records, calculation, and limits behind the figures shown. YoY percent change is the stored zip_home_values.annual_change_pct for year 2024, joined to the 2023 index row for the same ZIP. ZIPs below 10,000 residents are excluded from the national tables. ETL compile stamp 2026-08-06 is not the claims year. Read our editorial standards and corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2023-2024.