Monticello, MS

Census ZIP code profile for Monticello, MS — 1 ZIPs, total population 5,635. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

2026 data Public-data reference. official source

Source:

Monticello, MS is covered by 1 USPS ZIP code serving a combined population of 5,635 according to Census ACS 5-Year Estimates. U.S. cities rarely map cleanly to a single ZIP — Monticello splits its residents across 1 delivery areas, each with its own demographic and housing profile. The table below lists every ZIP by population, so you can see which neighborhoods carry the weight of the city total and which are smaller pockets of the same municipal boundary.

Aggregated across every ZIP in Monticello, the median household income averages $41,370 and per-capita income averages $25,949. Poverty rate runs at 23.1% and unemployment at 16.0%. On housing, the average median home value is $106,300 with median rent of $567 per month, and 76.4% of occupied units are owner-occupied. These are arithmetic averages across the 1 ZIP — not population-weighted — so small ZIPs influence the headline numbers the same as large ones.

Use this city view to compare ZIPs inside Monticello against each other rather than hunting for a single "city average." The Affordability Dashboard linked below combines these Census inputs with HUD Fair Market Rents, FBI crime data, and Department of Labor childcare costs into a graded scorecard for Monticello as a whole, while individual ZIP pages show fine-grained household income, housing profile, education attainment, commute time, and nearby-ZIP benchmarks. Every field on this page is sourced directly from U.S. Census Bureau ACS 2023 5-Year Estimates — no estimates, no proprietary scoring, no editorial adjustment.

Affordability Dashboard
Income, housing, safety, childcare — all in one view
View Dashboard →

1

ZIP Codes

5,635

Population

$41,370

Median Income

$106,300

Median Home Value

40.7

Median Age

How much do residents of Monticello earn?

Median Household Income
$41,370
Per Capita Income
$25,949
Unemployment Rate
16.0%
Poverty Rate
23.1%

What does housing look like in Monticello?

Median Home Value
$106,300
Median Rent
$567/mo
Owner Occupied
76.4%
Housing Units
2,487

Who lives in Monticello?

Bachelor's Degree+
15.0%
High School+
50.5%
Avg Commute
30 min
Foreign Born
0.0%

ZIP Codes in Monticello, MS

ZIP Code Population Density Timezone
39654 5,635 14 America/Chicago

Frequently Asked Questions

How many ZIP codes are in Monticello, MS?
Monticello, MS has 1 ZIP code with a combined population of 5,635, based on Census ACS 2023 data.
What is the median household income in Monticello?
The average median household income across Monticello, MS ZIP codes is $41,370. The poverty rate is 23.1%.
What is the cost of living in Monticello?
The average median home value in Monticello, MS is $106,300. Median rent is $567/month. 76.4% of homes are owner-occupied.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023). Verify with Census Bureau →

Source: HUD USPS Crosswalk (ZIP-to-county mapping) and Source: simplemaps.com (ZIP coordinates & timezones). Verify with HUD →

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey (ACS). Consult a qualified professional before making decisions based on this data.