Spencer, IA
Single-footprint Census roll-up for Spencer, IA: 1 USPS ZIP, population 12,691. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet SPENCER-IA · Spencer, IA 1 ZIPs · 12,691 pop · #16168/25278 · Clay County
INC-MID · RANK-LOWER · ABOVE-PEER · BOOK-ONE · OWN-MID · POP-TOWN · SPREAD-UNK · HOME-LOW
- INC-MID $63,402
- RANK-LOWER #16168/25278
- ABOVE-PEER over Greenville
- BOOK-ONE 1 ZIP
- OWN-MID 70% owners
- POP-TOWN 12,691
- SPREAD-UNK Single-ZIP book
- HOME-LOW $188,300
Nearest income peer: Greenville, IA ( $2,777 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Spencer
Lowest/highest poles plus county-sharing cities nearest Spencer on average ZIP median household income. Full ladder: /cities.
- Everly · lowest
Everly · lowest
$57,500 median HH income
- Greenville · near
Greenville · near
$60,625 median HH income
- Spencer · this city
Spencer · this city
$63,402 median HH income
- Royal · near
Royal · near
$68,333 median HH income
- Webb · near
Webb · near
$87,500 median HH income
- Dickens · highest
Dickens · highest
$110,833 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Spencer, IA sits among US cities with a below-median household income, on a town-scale population base, across a single-ZIP footprint.
- 36th pct
- household income vs 25,278 US cities
- 12,691
- city population (Census)
- 1
- USPS ZIP codes covered
- $63,402
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Below-median income with few delivery areas (1): read cost-of-living from the primary ZIP. Household income $63,402 and poverty 13.1% concentrate in 51301.
Owner-occupancy sits in a mixed band (70.3%) - check the ZIP page's tenure split before treating Spencer as a pure owner town.
Within Iowa, Ralston is the closest lower-income city and Ottumwa the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Spencer.
Population concentration
One ZIP, 51301, is all of Spencer
There is no split to weigh here: 51301 holds every one of Spencer's 12,691 ACS residents. City-level and ZIP-level numbers on this site are the same number twice, check the ZIP page for the income/tenure/commute breakdown.
Census ZBP business roll-up
Dense ZBP book packed into Spencer's one ZIP
Citywide ZBP: 483 establishments, 6,534 employees , annual payroll $304,818k (~38 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 51301 (483 units) ; leading NAICS Retail trade (88) · also Health care and social assistance · Construction .
ZIP Codes in Spencer, IA
These ZIP codes sit in Clay County, which covers 8 ZIP codes in all; 1 of them fall in Spencer. See the Clay County roll-up →
Spencer sits in the lower half of Clay County on income: Royal, Peterson and Dickens report more, Everly and Greenville report less. Dickens marks the far end of that range at $110,833, 75% above Spencer.
| ZIP Code | Population | Median income | Establishments | Density |
|---|---|---|---|---|
| 51301 | 12,691 | $63,402 | 483 | 31 |
Spencer roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Spencer, .