Waterford, CA

Single-footprint Census roll-up for Waterford, CA: 1 USPS ZIP, population 9,877. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet WATERFORD-CA · Waterford, CA 1 ZIPs · 9,877 pop · #11906/25278 · Stanislaus County

INC-MID · RANK-MID · BELOW-PEER · BOOK-ONE · OWN-LOW · POP-TOWN · SPREAD-UNK · HOME-HIGH

  • INC-MID $73,196
  • RANK-MID #11906/25278
  • BELOW-PEER under Newman
  • BOOK-ONE 1 ZIP
  • OWN-LOW 57% owners
  • POP-TOWN 9,877
  • SPREAD-UNK Single-ZIP book
  • HOME-HIGH $416,500

Nearest income peer: Newman, CA (+ $6,017 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Waterford

Lowest/highest poles plus county-sharing cities nearest Waterford on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Waterford, CA sits among US cities with an above-median household income, on a town-scale population base, across a single-ZIP footprint.

Top 47%
household income vs 25,278 US cities
9,877
city population (Census)
1
USPS ZIP codes covered
$73,196
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (1) - lead code 95386 (9,877 residents). Household income $73,196 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy is comparatively low (57.4%) for this income tier, rent $1,593 may matter more than the home-value average.

Within California, Laton is the closest lower-income city and Chico the closest higher-income city by average ZIP household income. Their 1 and 3 ZIP footprints are the immediate statewide comparison set for Waterford.

Population concentration

Waterford reads through its lone ZIP, 95386

9,877 ACS residents, one ZIP: 95386 is not the leading code inside Waterford, it is the only one on file. Treat the ZIP page as the primary source for anything below the city-wide total.

Census ZBP business roll-up

Sparse ZBP book inside single-ZIP Waterford

Citywide ZBP: 119 establishments, 781 employees , annual payroll $34,504k (~12 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 95386 (119 units) ; leading NAICS Retail trade (23) · also Construction · Accommodation and food services .

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ZIP Codes in Waterford, CA

These ZIP codes sit in Stanislaus County, which covers 24 ZIP codes in all; 1 of them fall in Waterford. See the Stanislaus County roll-up →

Waterford sits in the lower half of Stanislaus County on income: Modesto, Turlock and Ceres report more, Keyes and Empire report less. Empire marks the far end of that range at $45,400, 38% below Waterford.

ZIP Code Population Median income Establishments Density
95386 9,877 $73,196 119 45

Waterford roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waterford, .