ZIP 00772 vs ZIP 00985

This side-by-side compares ZIP 00772 (Loiza, PR) and ZIP 00985 (Carolina, PR) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 00772 has a population of 23,105 at 609 people per square mile, while ZIP 00985 has 36,553 at 1,735 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 00772 reports a median household income of $18,945 against $33,863 in ZIP 00985, with per-capita income of $11,817 vs $19,235. The share of adults holding a bachelor's degree or higher is 15.1% in 00772 and 29.1% in 00985. Poverty rate reads 50.5% vs 28.3%, and unemployment 25.8% vs 12.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $98,200 in 00772 versus $148,800 in 00985, with median rent of $442 and $601 per month respectively. Homeownership rate is 63.9% vs 65.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.