ZIP 01105 vs ZIP 01103

This side-by-side compares ZIP 01105 (Springfield, MA) and ZIP 01103 (Springfield, MA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 01105 has a population of 12,350 at 3,837 people per square mile, while ZIP 01103 has 2,479 at 2,080 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 01105 reports a median household income of $24,036 against $21,355 in ZIP 01103, with per-capita income of $18,027 vs $33,916. The share of adults holding a bachelor's degree or higher is 10.9% in 01105 and 33.2% in 01103. Poverty rate reads 50.2% vs 45.2%, and unemployment 15.9% vs 10.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $217,800 in 01105 versus $185,700 in 01103, with median rent of $958 and $1,159 per month respectively. Homeownership rate is 15.1% vs 8.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.