ZIP 05445 vs ZIP 05482

This side-by-side compares ZIP 05445 (Charlotte, VT) and ZIP 05482 (Shelburne, VT) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 05445 has a population of 3,754 at 35 people per square mile, while ZIP 05482 has 7,198 at 114 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 05445 reports a median household income of $144,375 against $115,963 in ZIP 05482, with per-capita income of $83,330 vs $73,818. The share of adults holding a bachelor's degree or higher is 66.2% in 05445 and 70.2% in 05482. Poverty rate reads 3.7% vs 8.4%, and unemployment 1.1% vs 3.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $695,300 in 05445 versus $588,100 in 05482, with median rent of $1,738 and $1,442 per month respectively. Homeownership rate is 95.5% vs 69.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.