ZIP 05473 vs ZIP 05445

This side-by-side compares ZIP 05473 (North Ferrisburgh, VT) and ZIP 05445 (Charlotte, VT) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 05473 has a population of 1,413 at 29 people per square mile, while ZIP 05445 has 3,754 at 35 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 05473 reports a median household income of $99,919 against $144,375 in ZIP 05445, with per-capita income of $61,521 vs $83,330. The share of adults holding a bachelor's degree or higher is 56.1% in 05473 and 66.2% in 05445. Poverty rate reads 2.5% vs 3.7%, and unemployment 6.4% vs 1.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $435,100 in 05473 versus $695,300 in 05445, with median rent of $1,375 and $1,738 per month respectively. Homeownership rate is 93.4% vs 95.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.