ZIP 06418 vs ZIP 06401

This side-by-side compares ZIP 06418 (Derby, CT) and ZIP 06401 (Ansonia, CT) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 06418 has a population of 12,914 at 984 people per square mile, while ZIP 06401 has 19,237 at 1,237 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 06418 reports a median household income of $78,542 against $86,178 in ZIP 06401, with per-capita income of $46,718 vs $47,904. The share of adults holding a bachelor's degree or higher is 35.5% in 06418 and 22.3% in 06401. Poverty rate reads 11.0% vs 9.3%, and unemployment 5.7% vs 9.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $258,500 in 06418 versus $285,800 in 06401, with median rent of $1,452 and $1,476 per month respectively. Homeownership rate is 61.6% vs 58.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.