ZIP 07435 vs ZIP 07438

This side-by-side compares ZIP 07435 (Newfoundland, NJ) and ZIP 07438 (Oak Ridge, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07435 has a population of 2,405 at 62 people per square mile, while ZIP 07438 has 11,559 at 163 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07435 reports a median household income of $145,342 against $123,271 in ZIP 07438, with per-capita income of $72,489 vs $57,625. The share of adults holding a bachelor's degree or higher is 37.4% in 07435 and 43.0% in 07438. Poverty rate reads 0.8% vs 5.6%, and unemployment 7.8% vs 5.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $464,000 in 07435 versus $436,900 in 07438, with median rent of $1,996 and $1,387 per month respectively. Homeownership rate is 76.1% vs 86.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.