ZIP 07438 vs ZIP 07435

This side-by-side compares ZIP 07438 (Oak Ridge, NJ) and ZIP 07435 (Newfoundland, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07438 has a population of 11,559 at 163 people per square mile, while ZIP 07435 has 2,405 at 62 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07438 reports a median household income of $123,271 against $145,342 in ZIP 07435, with per-capita income of $57,625 vs $72,489. The share of adults holding a bachelor's degree or higher is 43.0% in 07438 and 37.4% in 07435. Poverty rate reads 5.6% vs 0.8%, and unemployment 5.2% vs 7.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $436,900 in 07438 versus $464,000 in 07435, with median rent of $1,387 and $1,996 per month respectively. Homeownership rate is 86.3% vs 76.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.