ZIP 07721 vs ZIP 07747

This side-by-side compares ZIP 07721 (Cliffwood, NJ) and ZIP 07747 (Matawan, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07721 has a population of 2,974 at 1,245 people per square mile, while ZIP 07747 has 30,770 at 948 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07721 reports a median household income of $123,060 against $124,383 in ZIP 07747, with per-capita income of $50,002 vs $62,001. The share of adults holding a bachelor's degree or higher is 53.7% in 07721 and 49.2% in 07747. Poverty rate reads 4.6% vs 6.7%, and unemployment 7.3% vs 5.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $424,700 in 07721 versus $485,600 in 07747, with median rent of $1,862 and $1,907 per month respectively. Homeownership rate is 58.8% vs 72.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.