ZIP 07740 vs ZIP 07764

This side-by-side compares ZIP 07740 (Long Branch, NJ) and ZIP 07764 (West Long Branch, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07740 has a population of 31,038 at 2,269 people per square mile, while ZIP 07764 has 8,097 at 1,095 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07740 reports a median household income of $79,870 against $114,271 in ZIP 07764, with per-capita income of $43,175 vs $50,928. The share of adults holding a bachelor's degree or higher is 36.1% in 07740 and 45.0% in 07764. Poverty rate reads 15.3% vs 3.4%, and unemployment 7.0% vs 8.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $578,800 in 07740 versus $684,300 in 07764, with median rent of $1,882 and $1,970 per month respectively. Homeownership rate is 42.6% vs 70.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.