ZIP 07750 vs ZIP 07740

This side-by-side compares ZIP 07750 (Monmouth Beach, NJ) and ZIP 07740 (Long Branch, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07750 has a population of 3,279 at 1,220 people per square mile, while ZIP 07740 has 31,038 at 2,269 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07750 reports a median household income of $150,188 against $79,870 in ZIP 07740, with per-capita income of $124,673 vs $43,175. The share of adults holding a bachelor's degree or higher is 67.6% in 07750 and 36.1% in 07740. Poverty rate reads 0.2% vs 15.3%, and unemployment 4.7% vs 7.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $995,000 in 07750 versus $578,800 in 07740, with median rent of $2,257 and $1,882 per month respectively. Homeownership rate is 84.4% vs 42.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.