ZIP 07931 vs ZIP 07977

This side-by-side compares ZIP 07931 (Far Hills, NJ) and ZIP 07977 (Peapack, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07931 has a population of 3,296 at 61 people per square mile, while ZIP 07977 has 669 at 174 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07931 reports a median household income of $201,078 against $150,875 in ZIP 07977, with per-capita income of $132,464 vs $59,668. The share of adults holding a bachelor's degree or higher is 69.7% in 07931 and 70.3% in 07977. Poverty rate reads 4.1% vs 0.0%, and unemployment 6.5% vs 2.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,165,700 in 07931 versus $870,600 in 07977, with median rent of $3,501 and — per month respectively. Homeownership rate is 82.9% vs 73.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.