ZIP 08757 vs ZIP 08722

This side-by-side compares ZIP 08757 (Toms River, NJ) and ZIP 08722 (Beachwood, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 08757 has a population of 33,217 at 498 people per square mile, while ZIP 08722 has 11,045 at 1,530 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 08757 reports a median household income of $58,319 against $106,858 in ZIP 08722, with per-capita income of $42,491 vs $49,332. The share of adults holding a bachelor's degree or higher is 18.8% in 08757 and 27.5% in 08722. Poverty rate reads 10.7% vs 4.5%, and unemployment 6.9% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $285,000 in 08757 versus $352,600 in 08722, with median rent of $1,772 and $2,335 per month respectively. Homeownership rate is 87.1% vs 92.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.