ZIP 10038 vs ZIP 10278

This side-by-side compares ZIP 10038 (New York, NY) and ZIP 10278 (New York, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10038 has a population of 20,300 at 26,252 people per square mile, while ZIP 10278 has 0. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10038 reports a median household income of $105,419 against — in ZIP 10278, with per-capita income of $92,974 vs —. The share of adults holding a bachelor's degree or higher is 62.8% in 10038 and — in 10278. Poverty rate reads 19.4% vs —, and unemployment 5.1% vs — — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $921,900 in 10038 versus — in 10278, with median rent of $3,189 and — per month respectively. Homeownership rate is 31.6% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.