ZIP 10039 vs ZIP 10032

This side-by-side compares ZIP 10039 (New York, NY) and ZIP 10032 (New York, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10039 has a population of 24,527 at 21,654 people per square mile, while ZIP 10032 has 57,331 at 33,809 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10039 reports a median household income of $45,371 against $56,829 in ZIP 10032, with per-capita income of $30,532 vs $43,918. The share of adults holding a bachelor's degree or higher is 28.2% in 10039 and 41.2% in 10032. Poverty rate reads 28.5% vs 22.4%, and unemployment 17.5% vs 14.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $497,600 in 10039 versus $606,500 in 10032, with median rent of $1,200 and $1,603 per month respectively. Homeownership rate is 13.7% vs 8.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.