ZIP 10512 vs ZIP 10541

This side-by-side compares ZIP 10512 (Carmel, NY) and ZIP 10541 (Mahopac, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10512 has a population of 25,590 at 181 people per square mile, while ZIP 10541 has 26,339 at 409 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10512 reports a median household income of $117,701 against $138,617 in ZIP 10541, with per-capita income of $54,284 vs $55,274. The share of adults holding a bachelor's degree or higher is 43.4% in 10512 and 45.9% in 10541. Poverty rate reads 6.8% vs 3.2%, and unemployment 3.7% vs 4.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $410,500 in 10512 versus $508,500 in 10541, with median rent of $1,492 and $1,888 per month respectively. Homeownership rate is 82.7% vs 88.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.