ZIP 10523 vs ZIP 10607

This side-by-side compares ZIP 10523 (Elmsford, NY) and ZIP 10607 (White Plains, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10523 has a population of 7,444 at 795 people per square mile, while ZIP 10607 has 6,824 at 1,187 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10523 reports a median household income of $118,438 against $168,603 in ZIP 10607, with per-capita income of $51,968 vs $79,048. The share of adults holding a bachelor's degree or higher is 50.0% in 10523 and 50.2% in 10607. Poverty rate reads 7.2% vs 6.0%, and unemployment 7.2% vs 8.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $588,100 in 10523 versus $673,200 in 10607, with median rent of $2,978 and $2,141 per month respectively. Homeownership rate is 51.9% vs 81.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.