ZIP 10964 vs ZIP 10976

This side-by-side compares ZIP 10964 (Palisades, NY) and ZIP 10976 (Sparkill, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10964 has a population of 1,472 at 233 people per square mile, while ZIP 10976 has 2,258 at 759 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10964 reports a median household income of $187,396 against $85,893 in ZIP 10976, with per-capita income of $68,836 vs $34,753. The share of adults holding a bachelor's degree or higher is 60.5% in 10964 and 48.6% in 10976. Poverty rate reads 5.3% vs 14.6%, and unemployment 7.4% vs 7.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $767,500 in 10964 versus $651,800 in 10976, with median rent of — and — per month respectively. Homeownership rate is 98.1% vs 63.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.