ZIP 10984 vs ZIP 10923

This side-by-side compares ZIP 10984 (Thiells, NY) and ZIP 10923 (Garnerville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10984 has a population of 2,842 at 685 people per square mile, while ZIP 10923 has 8,732 at 1,714 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10984 reports a median household income of $121,250 against $100,469 in ZIP 10923, with per-capita income of $45,441 vs $39,303. The share of adults holding a bachelor's degree or higher is 33.2% in 10984 and 39.7% in 10923. Poverty rate reads 3.0% vs 21.2%, and unemployment 3.6% vs 1.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $598,600 in 10984 versus $471,400 in 10923, with median rent of $1,793 and $1,825 per month respectively. Homeownership rate is 95.2% vs 62.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.