ZIP 11765 vs ZIP 11709

This side-by-side compares ZIP 11765 (Mill Neck, NY) and ZIP 11709 (Bayville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 11765 has a population of 737 at 116 people per square mile, while ZIP 11709 has 6,669 at 1,704 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 11765 reports a median household income of $196,902 against $149,191 in ZIP 11709, with per-capita income of $137,674 vs $72,664. The share of adults holding a bachelor's degree or higher is 72.6% in 11765 and 55.8% in 11709. Poverty rate reads 5.1% vs 3.7%, and unemployment 11.1% vs 4.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $2,000,001 in 11765 versus $710,000 in 11709, with median rent of $3,501 and $2,127 per month respectively. Homeownership rate is 82.5% vs 86.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.