ZIP 11963 vs ZIP 11964

This side-by-side compares ZIP 11963 (Sag Harbor, NY) and ZIP 11964 (Shelter Island, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 11963 has a population of 6,622 at 190 people per square mile, while ZIP 11964 has 1,858 at 77 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 11963 reports a median household income of $127,746 against $134,620 in ZIP 11964, with per-capita income of $100,849 vs $59,721. The share of adults holding a bachelor's degree or higher is 52.3% in 11963 and 60.9% in 11964. Poverty rate reads 3.1% vs 3.8%, and unemployment 3.3% vs 8.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,208,000 in 11963 versus $1,078,500 in 11964, with median rent of $2,969 and — per month respectively. Homeownership rate is 83.7% vs 93.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.