ZIP 12065 vs ZIP 12866

This side-by-side compares ZIP 12065 (Clifton Park, NY) and ZIP 12866 (Saratoga Springs, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12065 has a population of 41,776 at 462 people per square mile, while ZIP 12866 has 36,915 at 213 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12065 reports a median household income of $113,873 against $101,901 in ZIP 12866, with per-capita income of $62,495 vs $65,644. The share of adults holding a bachelor's degree or higher is 54.4% in 12065 and 57.5% in 12866. Poverty rate reads 3.4% vs 8.4%, and unemployment 3.0% vs 2.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $379,900 in 12065 versus $457,600 in 12866, with median rent of $1,495 and $1,488 per month respectively. Homeownership rate is 70.2% vs 62.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.